Emergency Funds vs Personal Loans: When Should You Rely on What?

An emergency fund gives you confidence. A Personal Loan gives you flexibility.
The key isn’t choosing one over the other — it’s knowing when to use each.
If your savings can handle the situation, great.
If not, trusted platforms like KredBharat ensure you’re never financially stuck.
Because smart financial planning isn’t about avoiding emergencies — it’s about being prepared for them.
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